HULK SMASH.
Jun. 25th, 2003 01:13 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
edgOkay. So I'm not as blindly, spectacularly angry as I was five minutes ago. I am, however, pretty annoyed.
I went over to secure a loan for a new iBook (plus a little gadget that'll let me move files from the iBook to my PC). I was told that they could not grant me the loan, because I had two outstanding problems with my credit.
I said, what?
They said, you have an unpaid credit card bill of $450 from CapitalOne, and an unpaid phone bill of $150 from Verizon.
Again I said, what? So I got up, and thanked the loan officer, and walked back to my office, and spent five minutes being blindly, unspeakingly, unhearingly livid. Because one of those charges I had paid off, and the other wasn't mine.
So when I'd calmed down, I made some phone calls. The first was to CapitalOne. I was icy and angry and absolutely, perfectly polite as I informed them that they were reporting an outstanding charge on my account fully a year after I had paid it off. And after being transferred three times, I was told that, yeah, sure enough, I had, they'd alert the credit agencies and send me a Paid In Full letter.
Then I called Verizon. Apparently a telephone bill had not, in fact, been paid. It was not my responsibility - it wasn't even the phone line I used - but it was in my name, and it was blemishing my credit rating. So I growled a bit, scaring the poor guy on the other end, and paid the verdammt bill.
With the two exceptions of the credit card bill I am paying off and my student loans, my credit rating should now be, if not clean as a whistle, at least not reflecting any outstanding, unpaid balances.
I'm still pretty pissed off, though.
I went over to secure a loan for a new iBook (plus a little gadget that'll let me move files from the iBook to my PC). I was told that they could not grant me the loan, because I had two outstanding problems with my credit.
I said, what?
They said, you have an unpaid credit card bill of $450 from CapitalOne, and an unpaid phone bill of $150 from Verizon.
Again I said, what? So I got up, and thanked the loan officer, and walked back to my office, and spent five minutes being blindly, unspeakingly, unhearingly livid. Because one of those charges I had paid off, and the other wasn't mine.
So when I'd calmed down, I made some phone calls. The first was to CapitalOne. I was icy and angry and absolutely, perfectly polite as I informed them that they were reporting an outstanding charge on my account fully a year after I had paid it off. And after being transferred three times, I was told that, yeah, sure enough, I had, they'd alert the credit agencies and send me a Paid In Full letter.
Then I called Verizon. Apparently a telephone bill had not, in fact, been paid. It was not my responsibility - it wasn't even the phone line I used - but it was in my name, and it was blemishing my credit rating. So I growled a bit, scaring the poor guy on the other end, and paid the verdammt bill.
With the two exceptions of the credit card bill I am paying off and my student loans, my credit rating should now be, if not clean as a whistle, at least not reflecting any outstanding, unpaid balances.
I'm still pretty pissed off, though.
